Welcome to PayPastDue.com!

The www.PayPastDue.com website and it's E-commerce affiliate site www.payonmyacct.com (heretofore known as The Web-Pay Sites), are owned and operated by ESCALLATE, LLC., formerly known as Consumer Debt Services, Ltd. ESCALLATE provides debt collection services to clients throughout the United States.

Please review the following important information that pertains to you based upon your state of residence, and also review the Terms & Conditions before pressing the "Accept" button.

California Residents Only:

This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.

State and federal law, including but not limited to the Rosenthal Fair Debt Collection Practices Act and the Fair Debt Collection Practices Act, require debt collectors to treat you fairly and prohibit debt collectors from making false statements or threats of violence, using obscene or profane language, and making improper communications with third parties, including your employer. Except under unusual circumstances, debt collectors may not contact you before 8 a.m. or after 9 p.m. In general, a debt collector may not give information about your debt to another person other than your attorney or spouse. A debt collector may contact another person to confirm your location or to enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission by telephone at 1-877-FTC-HELP (382-4357) or online at www.ftc.gov. Non-profit credit counseling services may be available to you.

North Carolina Residents Only:

This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.

Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume this debt is valid. If you notify this office in writing within 30 days from receiving this notice, this office will: obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment or verification. If you request this office in writing within 30 days after receiving this notice, this office will provide you with the name and address of the original creditor, if different from the current creditor.

NORTH CAROLINA INSURANCE DEPARTMENT PERMIT #100732

Minnesota Residents Only:

Escallate - 5200 Stoneham Rd. - Suite 200 - N. Canton, OH - 44720
This collection agency is licensed by the Minnesota Department of Commerce.

Colorado Residents:

A consumer has the right to request in writing that a debt collector or a collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt. For information about the Colorado Fair Debt Collection Practices Act, see www.coloradoattorneygeneral.gov/ca

Tennessee Residents:

This collection agency is licensed by the collection service board of the department of commerce and insurance. Tenn. Code. Ann § 62-20-111(b) (West, WESTLAW through End of 2002 Second Reg. Session).

Residents of all States Except California and North Carolina:

All written communication found within the The Web-Pay Sites is from a debt collector. The Web-Pay Sites are used in an attempt to collect a debt. Any information obtained via these websites will be used for that purpose.

Terms & Conditions

Your use of The Web-Pay Sites is optional. These sites were developed to provide you with an internet based method to create and submit a payment on a past-due account that has been placed with ESCALLATE collection operations. It was given to you via one of the following methods that ESCALLATE utilizes in their attempt to collect a debt:

  • You may have received this website address in a written correspondence (collection letter or notice) sent to you via U.S. Mail from ESCALLATE;

  • You may have received this website address via telephone contact with a ESCALLATE debt collector (also known as a Collection Specialist) located in our Call Center, phone number 1-877-237-7787;

What to do if you dispute this debt ...

You have the right to dispute the debt or any portion thereof. The Federal Fair Debt Collection Practices Act (FDCPA) and certain state laws give you rights depending on when and how you dispute a debt. If you dispute this past due debt or any portion thereof, then do not continue to use this website. Instead, call a ESCALLATE Collection Specialist located in our Call Center at 1-877-237-7787 Monday through Friday, 9 am - 6 pm Eastern Standard Time (EST).

Otherwise ...

If you do not dispute this debt or any portion thereof, and you wish to continue with the ESCALLATE "Web-Pay" method to create and initiate a payment transaction for processing against a past due debt, then by pressing the ACCEPT Button you are agreeing that you understand and accept the "Terms and Conditions" of use for The Web-Pay Sites, and the processing of a payment transaction that you create on subsequent web pages within the websites, including a $20.00 fee on any returned, dishonored or NSF checks.

By accepting to use the ESCALLATE "Web-Pay Sites," www.paypastdue.com and www.payonmyacct.com, you understand and agree that your submission of personal data to create and submit payment transaction(s) is voluntary. Please read and understand our "Privacy Statement" to become familiar with our information security practices regarding your visit to the ESCALLATE "Web-Pay Sites," and the data that you will submit to create a payment transaction(s).

Disclaimer

These Terms and Conditions apply only to the ESCALLATE "Web-Pay Sites." ESCALLATE reserves the right to change these Terms & Conditions, including the Privacy Statement found within, at anytime. No notice of such change will be mailed to you - either via email or via US Mail. Therefore, you are encouraged to read these Terms & Conditions before each use of these websites .


Should you accept these Terms & Conditions by pressing the Accept button, you will be granted access to continue the ESCALLATE Web-Pay process to create and submit a payment transaction for processing against a past due account that has been placed with ESCALLATE’ debt collection operation. In so doing, you understand and agree that your submission of personal information regarding your payment transaction(s) is on a voluntary basis.





Privacy Statement | Terms & Conditions